CHARLOTTE, N.C. (QC Life) - Everyone needs a playbook and a plan when it comes to protecting assets and saving money — which is why Consolidated Planning joins QC Life.
Everyone wants to save money, but a lot of people struggle with it. Many have accounts set up to spend by automation and save by decision — when it should be flipped: save by automation and spend by decision.
Their solution is a Wealth Coordination Account — a stopping point and protector where income lands before it reaches your spending account. For married couples, the recommendation is to have both incomes flow into a joint Wealth Coordination Account, then transfer a set stipend for that month’s spending into a joint spending account.
They also recommend a cash flow audit ensuring more is flowing in than going out — with a full Wealth Coordination System: a Wealth coordination account, a spending account, and an emergency fund.
To learn more about Consolidated Planning, Inc., visit cplanning.com or thomasjdumas.com, or call 704-552-8507.
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